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Illinois Underinsured Driver

uninsuredIn most American states, driving with insurance is a state law. Two alternatives to auto liability coverage are uninsured motorist and underinsured motorist coverage. Underinsured motorist coverage kicks in when the at-fault driver’s insurance isn’t enough to cover the expense of the accident.

Danville/Champaign Uninsured Motorist Injury Lawyers

In the event that a driver is hit by a hit-and-run driver or a driver without insurance, the uninsured motorist coverage would kick in. This policy ensures that the damages done to yourself and your vehicle are covered, despite the at-fault driver not being able to cover the expense. Another benefit of these two policies is that they can pay for any lost wages due to an injury that leaves the driver unable to work for a period of time as a result of the accident.

With 60 combined years as legal professionals, the Illinois underinsured driver lawyers at Devens & McFetridge, Ltd. have experience handling a wide range of car accidents where the at-fault driver does not have insurance. In addition, the other driver may carry low insurance limits; in those case, the client can often proceed with an underinsured claim. These underinsured claims require special handling as the claim can be compromised if not coordinated in the proper fashion. If you have been in a car accident with an uninsured or underinsured driver, contact our office for more information on how we can help you.

Contact a Danville/Champaign, Illinois, Attorney Today

If you are seeking legal representation or would like more information about our legal services, contact our office today for a free consultation. You can reach us at 217/355-9123 or by contacting us online.